You searched for: “dystychiphobia
dystychiphobia (s) (noun), dystychiphobias (pl)
The fear of disasters by certain people who suffer an anxiety that they might injure themselves or other people or damage property or the environment: Charles refused to drive a car because of his dystychiphobia and so he was always afraid that he might harm a passenger or a pedestrian.

People who have dystychiphobia (accident phobics) try to avoid risky jobs, atmospheric conditions, a tiring work schedule, and equipment failures.

Dystychiphobia is related to an abnormal fear of decision-making and a strong stressfulness resulting from their dread of making mistakes.

The difference between cowards and heroes is that cowards fear what they face, and heroes face what they fear.

—Dr. Mardy Grothe